Georgia vs Texas
Property‑Tax Comparison: Georgia vs. Texas
Summary – Both Georgia and Texas levy property taxes that fund local services such as schools, roads, and public safety. According to the U.S. Census Bureau’s 2023 American Community Survey (5‑year estimates), Georgia’s effective property‑tax rate is lower than Texas’s, resulting in lower annual tax bills for comparable home values.
Side‑by‑side metrics
| Metric | Georgia | Texas |
|---|---|---|
| Effective property‑tax rate | 0.81 % | 1.58 % |
| Median home value | $272,900 | $260,400 |
| Median annual property tax | $2,214 | $4,111 |
| Tax on a $250,000 home | $2,028 | $3,947 |
| Tax on a $500,000 home | $4,057 | $7,893 |
| Median household income | $74,664 | $76,292 |
Sources: Georgia property tax and Texas property tax; data from the U.S. Census Bureau’s 2023 ACS 5‑year estimates.
Which state “wins” on property tax?
- Winner (lower rate): Georgia
- Rate difference: 0.77 percentage points, which is a 48.61 % lower effective tax rate than Texas.
- Annual tax difference on a $250,000 home: $3,947 – $2,028 = $1,919
- Annual tax difference on a $500,000 home: $7,893 – $4,057 = $3,836
The lower effective tax rate in Georgia translates directly into smaller property‑tax bills for homeowners at common price points.
Who is likely to benefit from this comparison?
| Audience | Relevance of the comparison |
|---|---|
| Current or prospective homeowners | Lower annual taxes in Georgia reduce the cost of ownership, especially for buyers of mid‑range homes ($250k–$500k). |
| Retirees and fixed‑income households | Property‑tax savings can be significant for those on a limited income, making Georgia comparatively more affordable. |
| Real‑estate investors | Lower tax rates improve after‑tax cash flow on rental properties in Georgia. |
| Policy analysts / local officials | The data highlight the impact of differing tax structures on household expenses across states. |
The comparison does not account for other fiscal variables such as state income tax, sales tax, or local cost‑of‑living differences, which may influence the overall affordability picture for each group.
Sources
- U.S. Census Bureau, 2023 American Community Survey (5‑year estimates) – property‑tax rates, home values, and household income.
- Internal reference pages: Georgia property tax and Texas property tax.
All figures are presented as reported in the ACS and are rounded to the nearest dollar where appropriate.
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Data Source
All figures are drawn from the U.S. Census Bureau's 2023 American Community Survey (5‑year estimates). This comprehensive dataset provides reliable, standardized property tax information across all states.