Georgia vs North Dakota
Property Tax Comparison: Georgia vs. North Dakota
According to the U.S. Census Bureau's 2023 American Community Survey (5‑year estimates), Georgia and North Dakota differ in several key property‑tax metrics. Georgia’s effective property‑tax rate is lower, while North Dakota’s median home values are modestly lower but its overall tax burden per dollar of home value is higher. The figures below provide a side‑by‑side view of the most relevant data points.
Side‑by‑side comparison
| Metric | Georgia | North Dakota |
|---|---|---|
| Effective property‑tax rate | 0.81 % | 0.99 % |
| Median home value | $272,900 | $241,100 |
| Median annual property tax | $2,214 | $2,392 |
| Property tax on a $250,000 home | $2,028 | $2,480 |
| Property tax on a $500,000 home | $4,057 | $4,961 |
| Median household income | $74,664 | $75,949 |
Sources: data taken from the U.S. Census Bureau's 2023 ACS (5‑year). Internal pages: Georgia property tax and North Dakota property tax.
Which state “wins” on property tax?
- Winner (lower tax rate): Georgia – its effective property‑tax rate of 0.81 % is 0.18 percentage points lower than North Dakota’s 0.99 %.
- Rate difference: 0.18 % (an 18.22 % lower rate relative to North Dakota).
- Annual tax difference on a $250,000 home: $452 less in Georgia.
- Annual tax difference on a $500,000 home: $904 less in Georgia.
The lower rate in Georgia translates directly into a smaller tax bill for homeowners at comparable property values.
Who is most affected by this comparison?
| Audience | Relevance of the comparison |
|---|---|
| Current or prospective homeowners | The effective tax rate and the dollar amount of tax on typical home values ($250 k and $500 k) affect monthly budgeting and long‑term affordability. |
| Retirees | Property taxes are a fixed expense that can impact fixed‑income budgets. A lower rate (Georgia) may be preferable when other cost‑of‑living factors are comparable. |
| Real‑estate investors | Investors evaluating cash‑flow and net‑operating income will see a modest reduction in expense in Georgia due to the lower tax rate. |
| Policy analysts / researchers | The data illustrate how tax structures vary by state, which can inform broader fiscal‑policy studies. |
All groups should also consider additional factors—such as state income tax, sales tax, and local services—when evaluating overall cost of living. The comparison above isolates property tax as the variable of interest.
Summary
Based on the most recent ACS estimates, Georgia imposes a lower effective property‑tax rate than North Dakota, resulting in annual tax savings of $452 on a $250,000 home and $904 on a $500,000 home. Homeowners, retirees, and investors who prioritize lower property‑tax expenses would, all else equal, find Georgia’s tax environment more favorable.
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Discover how property taxes compare across all states in our comprehensive comparison guide.
Data Source
All figures are drawn from the U.S. Census Bureau's 2023 American Community Survey (5‑year estimates). This comprehensive dataset provides reliable, standardized property tax information across all states.