Georgia vs Montana
Property‑Tax Comparison: Georgia vs. Montana
Intro
Both Georgia and Montana levy property taxes that fund local services such as schools, roads, and public safety. According to the U.S. Census Bureau’s 2023 American Community Survey (5‑year estimates), the two states have similar median home values but differ slightly in effective tax rates and resulting annual payments. The following sections present a side‑by‑side look at the key metrics, identify which state has the lower rate, and note the primary audiences for whom this information may be most relevant.
Side‑by‑Side Comparison
| Metric | Georgia | Montana |
|---|---|---|
| Effective property‑tax rate | 0.81 % | 0.75 % |
| Median home value | $272,900 | $338,100 |
| Median annual property tax | $2,214 | $2,535 |
| Tax on a $250,000 home | $2,028 | $1,875 |
| Tax on a $500,000 home | $4,057 | $3,749 |
| Median household income | $74,664 | $69,922 |
| Link to state‑specific page | Georgia property tax | Montana property tax |
All figures are drawn from the U.S. Census Bureau’s 2023 ACS 5‑year estimates.
Which State “Wins” on Property Tax?
- Winner (lower effective rate): Montana (0.75 % vs. 0.81 % in Georgia).
- Rate difference: 0.06 percentage points, which is a 7.58 % lower rate in Montana.
- Annual tax difference on a $250,000 home: $153 less in Montana ($2,028 in GA vs. $1,875 in MT).
- Annual tax difference on a $500,000 home: $308 less in Montana ($4,057 in GA vs. $3,749 in MT).
Why Montana ranks lower: The effective property‑tax rate is the primary determinant of the tax burden. Even though Montana’s median home value is higher, its lower rate results in modestly lower annual taxes for the example home values listed.
Who Is This Comparison Most Useful For?
| Audience | Relevance of the Data |
|---|---|
| Current or prospective homeowners | Understanding the ongoing cost of owning a home beyond the purchase price. |
| Homebuyers comparing affordability | The effective tax rate and median tax amounts help assess overall housing affordability. |
| Retirees | Property taxes can be a significant fixed expense in retirement budgeting; a lower rate may affect relocation decisions. |
| Real‑estate investors | Tax rates influence cash‑flow projections for rental properties or long‑term holdings. |
| Policy analysts | The data provide a baseline for evaluating state‑level tax policy and its impact on households. |
The comparison does not address other tax categories (e.g., income or sales taxes) or cost‑of‑living factors; it is limited to property‑tax metrics as reported by the ACS.
Summary
Based on the most recent ACS estimates, Montana’s effective property‑tax rate of 0.75 % is lower than Georgia’s 0.81 %, yielding modest annual savings for homeowners at the $250k and $500k price points. Stakeholders such as prospective homebuyers, retirees, and investors can use these figures to gauge the relative property‑tax burden when evaluating the two states.
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Data Source
All figures are drawn from the U.S. Census Bureau's 2023 American Community Survey (5‑year estimates). This comprehensive dataset provides reliable, standardized property tax information across all states.