Georgia vs Maryland
Property Tax Comparison: Georgia vs. Maryland
Brief overview
Both Georgia and Maryland levy property taxes that fund local services such as schools, roads, and public safety. According to the U.S. Census Bureau's 2023 American Community Survey (5‑year estimates), Georgia’s effective property tax rate is lower than Maryland’s, resulting in smaller annual tax bills for comparable home values.
Side‑by‑side comparison
| Metric | Georgia | Maryland |
|---|---|---|
| Effective property tax rate | 0.81 % | 1.00 % |
| Median home value | $272,900 | $397,700 |
| Median annual property tax | $2,214 | $3,989 |
| Property tax on a $250,000 home | $2,028 | $2,507 |
| Property tax on a $500,000 home | $4,057 | $5,015 |
| Median household income | $74,664 | $101,652 |
Sources: Data are taken from the U.S. Census Bureau's 2023 American Community Survey (5‑year estimates).
Which state “wins” on property taxes?
Georgia wins on the basis of a lower effective property tax rate (0.81 % vs. 1.00 %).
- Rate difference: 0.19 % points, which is a 19.11 % relative reduction compared with Maryland.
- Annual tax difference on a $250,000 home: $479 less in Georgia.
- Annual tax difference on a $500,000 home: $958 less in Georgia.
Because the tax burden is directly tied to the effective rate, the lower rate in Georgia translates into consistently lower yearly payments across a range of home values.
For more details on each state’s tax structure, see the dedicated pages: Georgia property tax and Maryland property tax.
Who benefits most from this comparison?
| Audience | Relevance of the comparison |
|---|---|
| Current homeowners | Homeowners considering a move can estimate the property‑tax component of their housing costs. Georgia’s lower rate may result in lower annual outlays. |
| Prospective homebuyers | Buyers evaluating affordability can use the median tax figures to compare overall cost of ownership between the two states. |
| Retirees | Since retirees often rely on fixed incomes, the lower tax burden in Georgia could be more financially sustainable, especially for those with modest home values. |
| Real‑estate investors | Investors assessing cash‑flow projections should factor in the state‑level tax rate; a 0.19 % lower rate in Georgia improves net operating income on rental properties. |
| Policy analysts | The data illustrate how differing local tax policies affect household expenses, useful for comparative fiscal studies. |
All conclusions are drawn from the most recent ACS estimates and reflect the effective property tax rates as they stood at the time of the 2023 survey. No subjective judgments or promotional language are applied.
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Data Source
All figures are drawn from the U.S. Census Bureau's 2023 American Community Survey (5‑year estimates). This comprehensive dataset provides reliable, standardized property tax information across all states.