Georgia vs Kentucky
Georgia vs. Kentucky Property‑Tax Comparison
Intro
Both Georgia and Kentucky levy property taxes at rates that are below the national average. According to the U.S. Census Bureau's 2023 American Community Survey (5‑year estimates), Georgia’s effective property‑tax rate is 0.81 percent, while Kentucky’s is 0.77 percent. The two states also differ in median home values, median annual tax bills, and household incomes, which can affect the overall tax burden for homeowners.
Side‑by‑side metrics
| Metric | Georgia | Kentucky |
|---|---|---|
| Effective property‑tax rate | 0.81 % | 0.77 % |
| Median home value | $272,900 | $192,300 |
| Median annual property tax | $2,214 | $1,472 |
| Property tax on a $250,000 home | $2,028 | $1,914 |
| Property tax on a $500,000 home | $4,057 | $3,827 |
| Median household income | $74,664 | $62,417 |
| Internal link | Georgia property tax | Kentucky property tax |
All figures are from the U.S. Census Bureau’s 2023 ACS 5‑year estimates.
Which state “wins” on property tax?
- Winner (lower tax rate): Kentucky
- Rate difference: 0.05 percentage points, which is a 5.65 % relative reduction compared with Georgia.
- Annual tax difference on a $250 k home: $114 (Kentucky lower)
- Annual tax difference on a $500 k home: $230 (Kentucky lower)
Based on the lower effective property‑tax rate, Kentucky imposes a smaller property‑tax burden than Georgia for comparable home values. The absolute tax savings are modest—$114‑$230 per year for the $250 k‑$500 k price range—because both states keep rates well under the national average.
Who benefits most from this comparison?
| Audience | Relevance of the data |
|---|---|
| Current or prospective homeowners | Understanding the relative tax burden helps in budgeting for homeownership costs. Kentucky’s lower rate translates into slightly lower annual taxes for identical home values. |
| Retirees | Many retirees rely on fixed incomes; the lower median property tax in Kentucky may be advantageous, especially when combined with the state’s lower median home price. |
| Real‑estate investors | Investors comparing cash‑flow scenarios can use the tax figures to estimate operating expenses across the two markets. |
| Policy analysts | The side‑by‑side data provide a concise reference for comparing state‑level property‑tax structures. |
All observations are derived directly from the latest ACS estimates; no additional assumptions or projections have been applied.
Reference
According to the U.S. Census Bureau's 2023 American Community Survey (5‑year estimates), the numbers above reflect the most recent publicly available data on property taxes, home values, and household incomes for Georgia and Kentucky.
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Data Source
All figures are drawn from the U.S. Census Bureau's 2023 American Community Survey (5‑year estimates). This comprehensive dataset provides reliable, standardized property tax information across all states.