Delaware vs Montana
Property‑Tax Comparison: Delaware vs. Montana
Short introduction
Both Delaware and Montana levy property taxes that are based on the assessed value of real‑estate. According to the U.S. Census Bureau’s 2023 American Community Survey (5‑year estimates), Delaware’s effective property‑tax rate is lower than Montana’s, which results in lower annual tax payments for comparable home values. The following sections present the key metrics side by side, identify which state has the lower rate, and note the groups of residents for whom the differences are most relevant.
Side‑by‑side comparison (2023 ACS 5‑year)
| Metric | Delaware | Montana |
|---|---|---|
| Effective property‑tax rate | 0.53 % | 0.75 % |
| Median home value | $326,800 | $338,100 |
| Median annual property tax | $1,731 | $2,535 |
| Property tax on a $250,000 home | $1,324 | $1,875 |
| Property tax on a $500,000 home | $2,649 | $3,749 |
| Median household income | $82,855 | $69,922 |
| Source | According to the U.S. Census Bureau’s 2023 American Community Survey (5‑year estimates) | According to the U.S. Census Bureau’s 2023 American Community Survey (5‑year estimates) |
Internal links: Delaware property tax • Montana property tax
Which state “wins” on property tax?
- Winner (lower rate): Delaware – Its effective property‑tax rate of 0.53 % is 0.22 percentage points lower than Montana’s 0.75 % rate.
- Rate difference: 0.22 % (a 29.35 % lower rate relative to Montana).
- Annual tax difference on a $250,000 home: $1,875 – $1,324 = $551.
- Annual tax difference on a $500,000 home: $3,749 – $2,649 = $1,100.
Based on the most recent ACS estimates, Delaware imposes a lower property‑tax burden for homeowners at any of the example price points.
Who is most affected by this comparison?
| Audience | Relevance of the tax difference |
|---|---|
| Current and prospective homeowners | The lower effective rate in Delaware translates into smaller yearly payments, which can affect affordability calculations and total cost of ownership. |
| Retirees and fixed‑income households | Lower property taxes may reduce the proportion of limited income needed for housing expenses, especially in states with higher median incomes such as Delaware. |
| Real‑estate investors | Property‑tax differentials influence cash‑flow projections; Delaware’s lower rate yields higher net operating income on comparable assets. |
| Potential movers seeking lower overall tax burden | The comparison highlights that, all else equal, Delaware offers a lower property‑tax burden than Montana. |
The data do not account for other tax categories (e.g., income, sales, or vehicle taxes) or for variations in local (county or municipal) assessment practices, which can further affect an individual’s total tax liability.
Conclusion
According to U.S. Census Bureau data, Delaware’s effective property‑tax rate of 0.53 % is lower than Montana’s 0.75 %. This results in annual tax savings of $551 on a $250 k home and $1,100 on a $500 k home. The comparison is most useful for homeowners, retirees, and investors who weigh property‑tax costs as part of their overall financial planning.
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Data Source
All figures are drawn from the U.S. Census Bureau's 2023 American Community Survey (5‑year estimates). This comprehensive dataset provides reliable, standardized property tax information across all states.