Connecticut vs Delaware
Property‑Tax Comparison: Connecticut vs. Delaware
Both Connecticut and Delaware levy property taxes that are collected by local governments and used to fund services such as schools, public safety, and infrastructure. The two states differ markedly in the amount homeowners pay relative to the value of their homes. The data below are taken from the U.S. Census Bureau's 2023 American Community Survey (5‑year estimates).
Side‑by‑Side Metrics
| Metric | Connecticut | Delaware |
|---|---|---|
| Effective property‑tax rate | 1.92 % | 0.53 % |
| Median home value | $343,200 | $326,800 |
| Median annual property tax | $6,575 | $1,731 |
| Tax on a $250,000 home | $4,789 | $1,324 |
| Tax on a $500,000 home | $9,579 | $2,649 |
| Median household income | $93,760 | $82,855 |
Sources: Connecticut property tax and Delaware property tax; data from the U.S. Census Bureau's 2023 ACS 5‑year estimates.
Which State Has the Lower Property‑Tax Burden?
Winner: Delaware (lower effective property‑tax rate).
- Rate difference: 1.92 % – 0.53 % = 1.39 percentage points.
- Relative difference: (1.39 % ÷ 1.92 %) ≈ 72.35 % lower in Delaware.
- Annual tax difference on a $250k home: $4,789 – $1,324 = $3,465.
- Annual tax difference on a $500k home: $9,579 – $2,649 = $6,930.
Because Delaware’s effective rate is roughly three‑quarters lower than Connecticut’s, homeowners in Delaware pay substantially less in property taxes for comparable home values.
Who Benefits Most from This Comparison?
| Audience | Implications |
|---|---|
| Current or prospective homeowners | Lower annual tax bills in Delaware reduce the overall cost of home ownership, especially for buyers of mid‑range properties ($250k–$500k). |
| Retirees and fixed‑income households | Reduced property‑tax obligations can make Delaware more affordable for those relying on limited income, given the median household income is also modestly lower than Connecticut’s. |
| Real‑estate investors | The lower tax rate in Delaware improves cash‑flow projections for rental properties or investment homes of similar values. |
| Policy analysts and planners | The stark contrast illustrates how state‑level tax structures influence local fiscal capacity and homeowner burden. |
Summary
Based on the most recent ACS estimates, Delaware’s effective property‑tax rate of 0.53 % is markedly lower than Connecticut’s 1.92 %. This translates into annual tax savings of roughly $3,500 on a $250,000 home and $7,000 on a $500,000 home. The comparison is most relevant for individuals evaluating the total cost of home ownership, including current homeowners, prospective buyers, retirees, and real‑estate investors. All figures are drawn from U.S. Census Bureau data and reflect median values for each state as of the 2023 ACS 5‑year release.
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Discover how property taxes compare across all states in our comprehensive comparison guide.
Data Source
All figures are drawn from the U.S. Census Bureau's 2023 American Community Survey (5‑year estimates). This comprehensive dataset provides reliable, standardized property tax information across all states.