Arizona vs North Dakota
Property‑Tax Comparison: Arizona vs. North Dakota
Intro
Both Arizona and North Dakota levy property taxes that fund local services such as schools, roads, and public safety. According to the U.S. Census Bureau's 2023 American Community Survey (5‑year estimates), the two states differ noticeably in effective tax rates, median home values, and the resulting annual tax bills. This article presents the key figures side by side, identifies which state has the lower rate, and outlines the types of homeowners for whom the comparison is most relevant.
Side‑by‑Side Comparison
| Metric | Arizona | North Dakota |
|---|---|---|
| Effective property‑tax rate | 0.52 % | 0.99 % |
| Median home value | $358,900 | $241,100 |
| Median annual property tax | $1,858 | $2,392 |
| Tax on a $250,000 home | $1,294 | $2,480 |
| Tax on a $500,000 home | $2,589 | $4,961 |
| Median household income | $76,872 | $75,949 |
| Link to state‑specific page | Arizona property tax | North Dakota property tax |
All values are derived from the U.S. Census Bureau's 2023 American Community Survey (5‑year estimates).
Which State Has the Lower Property‑Tax Burden?
Winner (lower tax rate): Arizona
- Effective tax‑rate difference: 0.99 % − 0.52 % = 0.47 percentage points, which is a 47.82 % lower rate than North Dakota’s.
- Annual tax difference on a $250k home: $2,480 − $1,294 = $1,186.
- Annual tax difference on a $500k home: $4,961 − $2,589 = $2,372.
Based on the lower effective property‑tax rate, Arizona imposes a smaller proportional tax burden on homeowners across comparable home price points.
Who Is This Comparison Most Relevant For?
| Audience | Relevance of the Comparison |
|---|---|
| Current or prospective homeowners | Understanding the yearly tax cost of purchasing a home at common price levels ($250k, $500k) helps in budgeting and evaluating overall affordability. |
| Retirees or fixed‑income households | Lower property‑tax rates can reduce the fixed expenses that affect cash flow in retirement. |
| Real‑estate investors | The tax differential influences net operating income and return‑on‑investment calculations for rental properties. |
| Relocating families | Median household income and median home value provide context for how property taxes intersect with local purchasing power. |
The data are purely descriptive; they do not account for other state‑level cost factors such as income tax, sales tax, or cost of living variations.
Summary
According to U.S. Census Bureau data, Arizona’s effective property‑tax rate of 0.52 % is substantially lower than North Dakota’s 0.99 %. This translates into lower annual tax bills for homes priced at $250,000 and $500,000, with differences of $1,186 and $2,372 respectively. Homebuyers, retirees, and investors who prioritize a lower property‑tax burden may find Arizona more favorable on this metric, while the broader financial picture should also consider other tax and cost‑of‑living elements.
All figures reflect the most recent ACS 5‑year estimates (2026) and are presented without interpretation beyond the factual differences noted above.
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Data Source
All figures are drawn from the U.S. Census Bureau's 2023 American Community Survey (5‑year estimates). This comprehensive dataset provides reliable, standardized property tax information across all states.