Alabama vs Oregon
Property‑Tax Comparison: Alabama vs. Oregon
Intro
Both Alabama and Oregon levy taxes on real‑estate ownership, but the rates and resulting payments differ markedly. According to the U.S. Census Bureau’s 2023 American Community Survey (5‑year estimates), Alabama’s effective property‑tax rate is less than half of Oregon’s. The following sections present the key metrics side by side, identify which state has the lower rate, and outline the groups for whom this information may be most relevant.
Side‑by‑Side Metrics
| Metric (2023 ACS) | Alabama | Oregon |
|---|---|---|
| Effective property‑tax rate | 0.38 % | 0.83 % |
| Median home value | $195,100 | $454,200 |
| Median annual property tax | $738 | $3,767 |
| Property tax on a $250k home | $946 | $2,074 |
| Property tax on a $500k home | $1,892 | $4,147 |
| Median household income | $62,027 | $80,426 |
Sources: According to the U.S. Census Bureau's 2023 American Community Survey (5‑year estimates).
Which State Has the Lower Tax Burden?
Winner (lower tax rate): Alabama
- Rate difference: 0.45 percentage points, representing a 54.39 % lower effective rate than Oregon.
- Annual tax difference on a $250,000 home: $1,128 lower in Alabama.
- Annual tax difference on a $500,000 home: $2,255 lower in Alabama.
Why Alabama wins: The effective property‑tax rate of 0.38 % yields smaller tax bills across home price points compared with Oregon’s 0.83 % rate. Even after accounting for differences in median home values and household incomes, the per‑home tax amounts remain lower in Alabama.
For additional state‑specific details, see the internal pages: Alabama property tax and Oregon property tax.
Who Might Benefit Most from This Comparison?
| Audience | Relevance of the Data |
|---|---|
| Prospective homebuyers | Lower effective rates can reduce ongoing ownership costs, especially for buyers targeting mid‑range homes ($250k–$500k). |
| Retirees and fixed‑income households | Property‑tax savings directly affect disposable income; Alabama’s lower rates may be more affordable for those on a fixed budget. |
| Real‑estate investors | Tax differentials influence cash‑flow projections; Alabama offers lower annual tax expenses per property. |
| Policy analysts | The contrast illustrates how state‑level tax structures impact household financial burdens. |
Note: While Alabama’s property taxes are lower, other factors such as local services, school funding, and overall cost of living also affect the total cost of residency. The comparison above isolates property‑tax rates alone.
Summary
Based on the most recent ACS estimates, Alabama’s effective property‑tax rate of 0.38 % is substantially lower than Oregon’s 0.83 %. Consequently, median and example‑home tax payments are lower in Alabama across the board. This information is most pertinent to individuals evaluating the long‑term cost of home ownership, particularly homebuyers, retirees, and investors who prioritize property‑tax expenses.
Explore More Comparisons
Discover how property taxes compare across all states in our comprehensive comparison guide.
Data Source
All figures are drawn from the U.S. Census Bureau's 2023 American Community Survey (5‑year estimates). This comprehensive dataset provides reliable, standardized property tax information across all states.